Use this free crypto staking rewards calculator to estimate exactly how much you can earn staking Ethereum (ETH), Solana (SOL), Cardano (ADA), Polkadot (DOT), Cosmos (ATOM) and more in 2026. Enter your amount, pick a coin, and see your projected rewards with or without compounding. No signup, no fees.
💰 Staking Rewards Calculator
APY rates are estimates, updated Oct 2026. Actual rewards vary by validator, network conditions & fees.
How to Use This Staking Calculator
- Pick a coin — each shows its current estimated APY.
- Enter your amount in USD (e.g., $1,000).
- Choose duration with the slider (1–60 months) and whether rewards compound.
- Hit Calculate — you'll see total rewards, monthly average, and final value.
Staking APY Comparison 2026
| Coin | Est. APY | Min. Stake | Unstaking Time |
|---|---|---|---|
| Ethereum (ETH) | ~3.4% | 0.01 ETH (pools) | 2–7 days |
| Solana (SOL) | ~6.8% | 0.01 SOL | 2–3 days |
| Cardano (ADA) | ~4.6% | 10 ADA | None (liquid) |
| Polkadot (DOT) | ~13.5% | 1 DOT | 28 days |
| Cosmos (ATOM) | ~16.0% | 0.05 ATOM | 21 days |
| Avalanche (AVAX) | ~7.8% | 25 AVAX | 14 days min |
APY rates are estimates as of October 2026 and change with network conditions. The calculator above always uses the latest rates shown.
How Staking Rewards Are Calculated
Without compounding: Rewards = Amount × APY × Years. With monthly compounding, rewards are reinvested each month, so growth accelerates — the calculator handles the math automatically. Note that APY already accounts for compounding frequency on most networks, so treat results as estimates, not guarantees.
Frequently Asked Questions
How much can I earn staking $1,000 in crypto?
At 5% APY, about $50/year before compounding; at 13% (Polkadot), about $130/year. Try the calculator above with compounding enabled to see the difference.
Which crypto has the highest staking APY in 2026?
Among major coins, Cosmos (ATOM) ~16% and Polkadot (DOT) ~13.5%. Higher APY usually means higher inflation and volatility — Ethereum (~3.4%) and Solana (~6.8%) are steadier.
Is crypto staking risky?
Yes. Price drops can erase staking gains, some coins lock funds for weeks, and validators can be penalized. Never stake money you might need urgently. Our risk management guide covers how to size positions safely.
Do I pay tax on staking rewards?
In the US, staking rewards are generally taxed as income when received. Rules differ by country — consult a tax professional.
What is the minimum to start staking?
From ~0.01 SOL or 10 ADA on native networks; exchanges and liquid staking pools let you start with under $10 on almost any coin.
Want Higher Yield Than Staking?
Staking is just one income stream. Tokenized real-world assets (Treasuries, real estate) now pay 5–16% APY on-chain — see our guide on RWA passive income strategies for 2026. And if you hold stablecoins, read how the GENIUS Act changed the rules for stablecoin yield.
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